Holiday Home Finance Options
If you’re thinking about buying your very own holiday home, situated on the beautiful British coast or countryside, then Park Holidays UK and Park Leisure can help make your dreams a reality.
We offer a variety of affordable holiday home finance options to make owning a lodge or static caravan as accessible and affordable as possible. Our dedicated teams are available to carefully assess your specific requirements and tailor a personalised finance package just for you.
New Finance Rate
From 9.9% APR representative on new holiday homes
The benefits of arranging caravan finance through Park Holidays UK or Park Leisure:
- Affordable deposit – from as low as 10%
- Personalised package – you decide the deposit amount and duration
- Fixed monthly payments – making budgeting easy
- Trusted providers - Santander
Choosing the most suitable method to finance the purchase of your holiday home can be overwhelming, which is why we are here to simplify things for you. Our team of ownership advisors will assist you every step of the way and provide guidance in calculating the necessary figures.
We offer a service seven days a week, and approval is often granted in less than an hour. Therefore, even if you visit us over the weekend, we can typically confirm all the financial details during your visit. At Park Holidays UK and Park Leisure, we strive to streamline the process so that you can embrace your new lifestyle as soon as possible!
Holiday home finance calculator
If you are considering financing your holiday home why not use our helpful finance calculator? You can find this underneath the image gallery on each of our holiday home listings.
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Hassle-free static caravan finance
Park Holidays UK Limited and associated Park Leisure trading names are authorised and regulated by the Financial Conduct Authority (FCA) for consumer credit broking and are not a lender. We only work with trusted Financial Conduct Authority regulated lenders to arrange terms to suit the individual needs of each customer.
We can offer competitive terms from Santander. Deposits start from just 10%. Terms do vary according to your personal circumstances and finance is, of course, subject to status, and written details will be provided as part of the process.
Rest assured that once you have made payment of the initial deposit, you can relax as your monthly payments will remain unchanged throughout the loan period. You do not need to worry about any potential increase in interest rates either.
Should you decide to upgrade to an even better static caravan or lodge in the future, we can make all the arrangements necessary to settle your existing finance and transfer to a new agreement.
After the payment of an initial deposit, you can relax - knowing your monthly payments will be fixed for the term of the loan. No worries that interest rates are going to rise!
And, should you decide to upgrade to an even better model, we can make all the arrangements necessary to settle your existing finance and transfer to a new agreement.
Representative Example
Cash Price
£34,995
Interest Rate (Fixed)
5.51%
APR
9.9%
Minimum Deposit
£4,995
Amount of finance
£30,000
Cost of credit
£16,530
Total Amount Payable
£46,530
84 monthly payments of
£387.75
Representative example based on a £34,995 new holiday home.
*Subject to status. Representative example including siting, connection, and this seasons pitch fees (or fees as specified by any promotional offer advertised): Monetary value £34,995.00. Deposit £4,995.00, amount of finance £30,000.00. Charge for credit £16,530.00. 120 monthly payments of £387.75, 9.9 % APR. Total amount payable £46,530.00. Subject to status, written details on request. Park Holidays UK Limited and associated Park Leisure trading names are authorised and regulated by the Financial Conduct Authority for consumer credit broking and are not a lender. We can introduce you to a limited number of lenders who may be able to provide funding for your Holiday Home and may receive commission or other benefits for doing so.
Arrange a Finance Consultation
Arrange a visit to your preferred park to discuss your finance requirements with our friendly team who will understand your needs, and create a customised caravan finance package that suits you.
Book a ConsultationAny questions?
If you require any further information about our caravan finance, contact us today to find out more.
Submit an EnquiryCaravan Finance FAQs
Can I buy a static caravan or lodge on finance?
Yes, at Park Holidays UK and Park Leisure, we understand that purchasing a holiday home is a significant investment, which is why we offer a range of affordable caravan finance packages through trusted providers like Santander. With deposits starting from just 10%, our caravan finance options feature fixed monthly payments tailored to suit your budget and preferences.
Can you pay monthly for a caravan on finance?
Absolutely! With our bespoke finance packages, you have the flexibility to spread the cost of your static caravan or lodge purchase through fixed monthly payments, provided you make a 10% deposit. For further information on our finance options, please don't hesitate to speak to a member of our dedicated team.
How much deposit do I need to buy a caravan on finance?
To secure your holiday home purchase, we require a minimum deposit of 10% of the total price of the lodge or caravan. Read more holiday home ownership FAQs here.
Holiday Home Letting
As a holiday home owner with Park Holidays UK, you have the freedom to visit as often as you like during the season. Whether it’s a spontaneous weekend escape, or an extended week-long holiday, the choice is yours. However, we understand there may be occasions when you cannot utilise your holiday home. In such cases, some of our owners choose to join our letting service, enabling them to generate income during times when their holiday home would typically be vacant.
We offer two holiday home letting services for you to explore, providing you with flexible options to ensure you can choose the right scheme for you. Alternatively, you can privately let your holiday home if it better fulfils your requirements.
Lodge & Caravan Letting Service
Our hassle-free letting service offers complete flexibility, enabling you to enjoy the benefits of your holiday home whenever you like, while also earning additional income to offset your running costs. We handle all aspects of the process, including cleaning, key handovers, and marketing your holiday home, and after your guest’s departure, any income generated will be automatically added to your customer account.
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Guaranteed Letting Scheme
With our Guaranteed Letting Scheme, you can benefit from your letting income in advance, enabling you to make a larger deposit towards your holiday home. Just tell us the specific weeks of the season that you are open to letting, and we will guarantee your income and provide it to you upfront, thereby boosting your deposit contribution towards your dream holiday home.
FIND OUT MOREHoliday Home Letting FAQs
Can I rent out my caravan or lodge holiday home?
Many of our holiday parks offer the option to rent out your holiday home as part of our Letting Service or Guaranteed Letting Scheme. This provides owners with the opportunity to earn income from their holiday home when it's not in use. Whether you prefer the flexibility of our Letting Service or the peace of mind offered by our Guaranteed Letting Scheme, we have options to suit your needs. Find out more about Lodge & Caravan Letting Service > Find out more about Guaranteed Letting Scheme >
Is it worth buying a caravan holiday home to rent out?
Letting your caravan or lodge holiday home can be a fantastic way to generate income during periods when you're not using it yourself. By opting to join one of our letting services, you have the opportunity to earn money that can help cover the ongoing running costs of your holiday home.
How much can you earn from renting a caravan?
The potential earnings from renting out your caravan holiday home can fluctuate based on several factors. These include the frequency of which you decide to accept bookings, as well as the characteristics of your holiday home, such as its size and age. For more information on how much money you could make through letting your caravan, speak to a member of our team.
Making the Most of your Pension
Embarking on the journey of retirement is an exciting time for many, as it unfolds a plethora of possibilities and new experiences. Understanding your options during this phase is crucial for crafting a fulfilling and satisfying post-working life. It's an opportunity to explore the activities and lifestyle that bring you joy, ensuring that your retirement years are truly rewarding.
Explore your retirement options
If you are over 55 or retired, and have a personal pension, you could withdraw up to 25% of your pension fund as a tax-free lump sum.
Recent changes have made this option available to many people, and it presents a substantial tax advantage to be able to access a quarter of your pension savings tax-free. Alternatively, if you choose to receive the money as a pension income, such as through purchasing an annuity, you would be subject to Income Tax.
Invest in your future lifestyle
With the current favourable property prices and the convenient accessibility to pension savings, your dream of owning a holiday home might be within easy reach. By releasing the equity in your house, you could downsize to a smaller property and relish in a stunning caravan holiday home or luxury lodge in an idyllic destination, ready to be visited whenever you desire. Coupled with a tax-free lump sum withdrawal from your pension, you could truly invest in a new lifestyle.
* Please check with your pension provider to confirm eligibility, we recommend everyone should seek independent financial advice before reducing the size of their pension by taking a lump sum.
Start your new holiday home lifestyle
Parks Holidays UK and Park Leisure offer holiday home ownership at over 50 locations in Cumbria, Cornwall, Derbyshire, Devon, Dorset, Essex, Hampshire, Herefordshire, Kent, Lancashire, Northumberland, Suffolk, Sussex, Yorkshire, Scotland and Wales. In the past year we have seen an unprecedented increase in new holiday home owners, people just like you, opting for a new leisure lifestyle.
Just imagine a place of your own in the heart of the countryside or by the sea. Your home away from home, somewhere to escape to whenever you choose for up to 12 months every year.
BOOK A PARK VISIT
If you have any questions about ownership get in touch with our holiday home advisors who are always happy to help.